Habitat for Humanity of the Charlotte Region

Habitat Charlotte Region tackles the challenges of affordable homeownership, critical home repair, and fair housing policies head on, leading partners and supporters in the building of communities with equitable access to housing for all. Since 1983, we have empowered over 5,000 families across the Charlotte region, including Mecklenburg, Iredell, and Gaston counties, by building affordable communities, improving financial literacy, and promoting intergenerational wealth

Homeownership - Partner families (earning less than 80% area median income) work with Habitat to purchase homes with affordable mortgages that represent no more than 30 percent of their household income. Upon acceptance, Homeowners in Process complete up to 250 volunteer hours made up of financial training and coaching, construction volunteerism and community engagement. Our extensive financial education curriculum ensures buyers are well-prepared for successful homeownership.

Critical Home Repair - Habitat Charlotte Region’s Critical Home Repair (CHR) program provides essential repairs designed to address housing-related issues that threaten the health and safety of income-qualified homeowners. Projects address and fix major structural issues (roofs, framing, foundations), windows and insulation, plumbing and HVAC systems. These repairs are intended to ensure homes remain safe and secure, while also preserving affordable housing stock.

Financial Education - Prospective homeowners become mortgage ready by participating in Habitat’s unique Pathways and Partners financial education curriculum. Topics covered include household budgeting, credit building, investing, retirement, and much more.